Recent Posts
- Social Security Planning in an Era of Uncertainty: New Adjustments & Strategy Tweaks
- Interest-Only vs. Hybrid Long-Term Care Insurance: What’s Best for Your Retirement Portfolio?
- Effective Retirement Planning Amid Rising Interest Rates
- Backdoor Roth IRA: A Beginner’s Guide to Savings
- Crafting a Reliable Retirement Income Strategy for Success
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Category Archives: Financial Planning
Social Security Planning in an Era of Uncertainty: New Adjustments & Strategy Tweaks
For millions of Americans, Social Security represents the cornerstone of retirement income. It’s not just a government benefit—it’s a foundation for financial security after decades of work. But as we step into September 2025, the program faces an era of…
Effective Retirement Planning Amid Rising Interest Rates
Retirement planning is never static. Market shifts, policy changes, and global economic events continuously reshape the financial landscape. One of the most dramatic shifts in recent years has been the sustained rise in interest rates. After more than a decade…
Backdoor Roth IRA: A Beginner’s Guide to Savings
For high-income earners, saving for retirement can feel like navigating a financial maze—especially when IRS income limits shut the door on some of the most powerful savings vehicles, like the Roth IRA. But there’s a strategy that savvy investors and…
Crafting a Reliable Retirement Income Strategy for Success
You’ve spent decades contributing to your retirement accounts, watching your nest egg grow. But now what? As retirement approaches—or has already arrived—many people find themselves asking the same crucial question: “How do I turn my savings into income I can…
Important Financial Birthdays After 50: What You Need to Know to Retire Confidently
Aging comes with more than just wisdom—it also comes with opportunities to optimize your financial future. If you’re over 50 or approaching this milestone, now is the time to pay attention to a unique set of “financial birthdays” that could…
Essential Questions to Discuss with Your Retirement Advisor
Planning for retirement is more than just building a nest egg. It’s about making the right decisions at the right time to ensure your money lasts and works for you throughout your life. But how do you know if your…
Maximizing Lifetime Income Streams: How to Strengthen Your Retirement Security Beyond Social Security
When you think of lifetime income streams, what’s the first thing that comes to mind? For most Americans, it’s Social Security—and for good reason. According to the Employee Benefit Research Institute (EBRI), nearly 80% of retirees depend on Social Security,…
The Impact of Inflation on Fixed-Income Investments — And How to Protect Your Purchasing Power
Navigating Medicare enrollment can be complex, but understanding the key deadlines and potential penalties is crucial for a financially secure retirement. At Goldstone Financial Group, we aim to empower you with the knowledge to make informed decisions about your medicare…
Beginner’s Guide to Roth Conversions in Retirement
As you prepare for retirement, one financial strategy gaining renewed attention is the Roth conversions—the process of moving money from a tax-deferred account like a Traditional IRA or 401(k) into a Roth IRA. While this decision involves paying taxes upfront,…
Understanding Annuities: Secure Your Retirement Income
As you approach retirement, one of the most pressing financial concerns is ensuring that your income doesn’t run out. Social Security and personal savings can help, but they may not be enough to cover decades of expenses—especially as longevity increases….