You can’t anticipate every challenge you might face in retirement.
Get the flexibility to address life’s “what ifs” with guaranteed lifetime income.3
The Allianz 222 annuity offers you principal protection from market losses, potential indexed interest, and the potential for tax-deferred growth.
It also gives you:
2 ways to receive income increases
2 ways to get a bonus1
2 ways for your beneficiaries to get a death benefit.2
While you're saving for retirement, the Allianz 222® Annuity can help by giving you two ways to get a bonus to your Protected Income Value:
1. a 40% bonus on any premium you put into your annuity in the first 18 months, and
2. an interest bonus resulting in a credit of 150% of any interest you earn from your chosen allocations.
And when you're ready to start receiving income, your lifetime income withdrawals can increase based on any interest you've earned, in addition to the 150% interest bonus factor.
Select the Allianz 222 Annuity as the annuity product that best fits your retirement needs.
Work with an Allianz financial professional to customize your annuity contract with features that align with your financial goals and priorities.
Once you're set up, start enjoying the benefits of the Allianz 222, including tax-deferred growth potential, downside protection, and access to a stream of income that can last a lifetime.
Take control of your financial future and get fast, reliable financial advice from your advisor wherever you are. Save yourself the hassle of managing all of your retirement plans and rely on the experts with 25+ years of experience.
Sign up for a consultation and receive a free, personalized retirement gap report.
Goldstone Financial Group is a registered investment advisory (RIA) owned and operated by top financial advisors dedicated to providing quality and comprehensive retirement planning strategies to clients since 2015.
Our firm specializes in five key areas of retirement including lifetime income, investments, taxes, healthcare, and estate planning. It is our goal to help people live a life in retirement worthy of the sacrifices they've made to get there. We hope you place your trust in Goldstone Financial Group.
1The premium bonus and interest bonus are credited only to the Protected Income Value (PIV). To receive the PIV, including the bonus, the contract must be held for at least 10 contract years, and then lifetime income withdrawals must be taken. You will not receive the bonuses if the contract is fully surrendered or if traditional annuitization payments are taken. If it is partially surrendered the PIV will be reduced proportionally, which could result in a partial loss of bonuses. Income withdrawals are considered partial withdrawals and are subject to ordinary income tax and, if taken prior to 59½, a 10% federal additional tax. Because this is a bonus annuity, it may include higher surrender charges, longer surrender charge periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don't offer a bonus feature.
2The lump-sum death benefit is equal to the greater of the contract’s accumulation value, cumulative withdrawal amount, or guaranteed minimum value.
Any distributions are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal additional tax.
During the first 10 years, a surrender charge and MVA will apply if the contract is partially or fully surrendered. These charges may result in a loss of indexed interest and fixed interest, interest bonus, and a partial loss of principal (premium).
3Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.
• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF
Products are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060. (C54370-MVA, R95352-MVA, ICC16C54370-MVA)
Product and feature availability may vary by state and broker/dealer.
© Goldstone Financial Group 2023